Woman making traveling plan

Tips for a Smooth Trip to Retirement

Danya Karram Brilliant Insights, Retirement

I was talking with a friend of mine about financial planning recently, and she somewhat sheepishly admitted that she and her spouse spend considerably more time planning for their vacations than they do for their retirement. Afterward I realized that planning for both has many similarities. Everyone has a different ideal vacation destination. Some like the beach, some like the …

Happy boy buying sweets in the store. Beautiful woman salesman gives candies to boy

Invest Like a Kid in a Candy Store!

Cern Basher Brilliant Insights

There are three simple time-tested rules in investing.  But like a lot of things, they are in need of an update.  This is the third post in a three-part series. The first post in this series discussed the importance of diversification.  Our Updated Rule #1 was: Diversify to the point of discomfort to control risk. The second post in this …

Wooden Blocks with the text: Fees

Costs Matter More Than You Think

Cern Basher Brilliant Insights

There are three simple time-tested rules in investing.  But, like a lot of things, they are in need of an update.  This is the second post in a three-part series. The first post in this series discussed the importance of diversification.  Our Updated Rule #1 was: Diversify to the point of discomfort to control risk. Now for Original Rule #2: …

AdobeStock_97845617

It Pays to be a Savvy Saver from the Start

Cern Basher Brilliant Insights, Getting Started

We’re taught to save money from the time we get our first tooth fairy payment, but when we’re young, saving doesn’t always seem necessary. A common belief is that saving is for people who are getting ready to buy their own house, put their kids through college, or retire.   But in reality, it’s better to start saving long before any …