If Our Roles Were Reversed

Cern BasherBrilliant Insights

Word Cloud v2

One of the founding questions of Brilliant Advice is this: “If our roles were reversed, and you were our advisor, how would we wish to be treated by you? Then that is exactly how we will treat our clients.” In other words, we wanted to design a firm that we ourselves would want to engage as our advisor. We have … Read More

Fiduciary vs. Non-Fiduciary, Does It Really Matter?

Danya KarramFinding a Financial Planner, Getting Started0 Comments

Whether your financial advisor is a fiduciary or non-fiduciary makes a difference.

There are many things to consider when selecting a financial advisor. One aspect which is often overlooked or misunderstood is knowing what a financial advisor’s responsibility is toward you, their client. One way to know for sure is to ask your advisor this question: Are you a fiduciary in all of your dealings with me? This is a very important … Read More

The Cost of Not Paying for Advice

Cern BasherBrilliant Insights

When it comes to financial advice, the benefit outweighs the cost

Advice: “Guidance or recommendations concerning prudent future action, typically given by someone regarded as knowledgeable.” It’s important to note that there is plenty of free advice available to anyone. Anywhere. Anytime. All you have to do is ask a few friends, your colleagues at work, surf the internet or watch TV, and you’ll receive more advice than you need! The … Read More

Don’t Go It Alone

Danya KarramBrilliant Insights

Sport. Runner.

Watching the inspiring stories of this summer’s Olympic athletes reminds us of the sacrifices and countless hours of training required to qualify for the world’s foremost sporting competition. In addition to being dedicated to a training regime, these athletes have trusted coaches who have supported them and pushed them to achieve their highest level of performance, allowing their Olympic dreams … Read More

Tips for a Smooth Trip to Retirement

Danya KarramBrilliant Insights, Retirement

Plan your retirement like you do your vacations

I was talking with a friend of mine about financial planning recently, and she somewhat sheepishly admitted that she and her spouse spend considerably more time planning for their vacations than they do for their retirement. Afterward I realized that planning for both has many similarities. Everyone has a different ideal vacation destination. Some like the beach, some like the … Read More

Invest Like a Kid in a Candy Store!

Cern BasherBrilliant Insights

Invest like a kid in a candy store!

There are three simple time-tested rules in investing.  But like a lot of things, they are in need of an update.  This is the third post in a three-part series. The first post in this series discussed the importance of diversification.  Our Updated Rule #1 was: Diversify to the point of discomfort to control risk. The second post in this … Read More

Costs Matter More Than You Think

Cern BasherBrilliant Insights

Wooden Blocks with the text: Fees

There are three simple time-tested rules in investing.  But, like a lot of things, they are in need of an update.  This is the second post in a three-part series. The first post in this series discussed the importance of diversification.  Our Updated Rule #1 was: Diversify to the point of discomfort to control risk. Now for Original Rule #2: … Read More